Introduction: Should You Buy a Property in the Pre-Launch Stage?

whitehat realty By : Whitehat Realty

20 Jun 2025

real estate investment strategies india
  • FAQs

FAQs

Buying at the pre-launch stage can be safe only if the developer has a strong track record, the land is clear, RERA registration is confirmed, and you’re comfortable with delayed possession timelines. Always verify documents and insist on written commitments.

In most cases, banks don’t offer home loans for pre-launch properties unless key approvals like RERA registration and sanctioned plans are in place. Be prepared for self-funding initially or check if the builder has a financial tie-up with any bank.

If the project isn’t RERA registered or approvals get stuck, your money can remain blocked for years. That’s why you must ensure a clear refund clause in your EOI and verify builder credibility before committing.

Developers offer lower prices during pre-launch to generate early cash flow and test market response. However, not all low prices mean value—evaluate the actual carpet area rate, location and build quality promises.

Check the RERA status and registration date, review land ownership and title documents, confirm layout approvals and timelines, understand refund policies for EOI or token money, and get a clear breakdown of pricing and cancellation terms.