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Your monthly EMI₹63,263
Total interest
₹33,87,428
Total payable
₹1,13,87,428
Home loan planning

Work out your monthly EMI

Loan details

Tell us about the property and how you're financing it.

Home value
₹1.00 Crore
₹1.00 Crore
₹5.00 Lakh₹20.00 Crore
Down payment
₹20.00 Lakh
₹20.00 Lakh
₹0.00 Lakh₹1.00 Crore
Usually 10–20% of home value for a housing loan in India.
Loan amount
₹80.00 Lakh
₹80.00 Lakh
₹0.00 Lakh₹20.00 Crore
Interest rate
5.00%
5.00%
2%18%
Tenure
Estimated monthly EMI
₹63,263
70%Principal
Principal₹80,00,000
Interest₹33,87,428
Total payable₹1,13,87,428
You'll pay 42% more than you borrow, over 15 years.
Interest share
30%
Loan-to-value
80%
Payments
180

One-time costs

Stamp duty, registration and other charges — paid upfront, on top of your down payment.

Stamp duty & registration7%
Other one-time costs
Total cash needed upfront₹27,50,000