UP’s 1% Stamp Duty Rebate: An add-on Benefit for Women Homebuyers

Any woman purchasing property in her name or jointly with another co-owner is eligible, as long as the home value does not exceed ₹1 crore.

Eligible buyers can save up to ₹1 lakh on stamp duty, depending on the property value and applicable circle rate.

Yes, but the earlier exemption applied only to properties below ₹10 lakh, with a maximum benefit of ₹10,000. The new policy represents a major improvement.

Yes, the rebate applies to all residential property types as long as they meet the ₹1 crore valuation cap.

The policy aims to empower women, strengthen Mission Shakti, encourage female ownership, and boost affordability in the state’s housing market.

These NCR markets have many projects priced below ₹1 crore; thus, the rebate will significantly boost mid-segment demand, especially among first-time buyers.

Yes. By lowering registration costs, the rebate promotes husband-wife co-ownership, strengthening financial security and asset distribution within families.

Delhi offers a 1% concession to women without any price cap, while Uttar Pradesh limits it to ₹1 crore, making UP’s benefit more restricted but still impactful.

Yes. While limited, the rebate reduces initial purchase costs and supports women-led ownership. Experts believe it may inspire broader affordability reforms in the future.